129788443072031250_298Recently, Beijing, Shanghai
tera gold, Wuhan, Nanjing and other urban part of the first suite of Bank lending rates in one or two lines from the benchmark interest rates to around 90 percent
tera power leveling, some reproduction of 85 percent. Analysts pointed out that the overall tone of the market regulation has not change, current interest rates are mainly just need, but capital flows need to be more tightly regulated, while further pushingLong-term regulation mechanism into the property market. First mortgage interest rates Citigroup credit Department staff told a press conference in Beijing, which remains the benchmark interest rate for first home loan interest rates, but if a customer qualification good, may be better than benchmark interest rates to fall by 10% or 15%. For example, he said: "If a customer's monthly mortgage repayment amount up to 10000 Yuan, and he of months income is 20,000 yuan above, is must to guarantee months income is mortgage spending of twice times above, then plus he of credit records, and deposits, all area are has guarantee words, so this customer can is considered quality customer, on can enjoy must of credit offers, but this a process audit comparison strictly, needs more superior of Citi Bank head sector to review. ��Reporters visiting Wuhan banks learned that since last year has been for the first set of mortgage rates in terms of news, but the Central Bank has not issued a formal notice, banks are now according to its own credit on the first set of mortgage interest rates adjusted accordingly. Number of banks in the industry said, currently the relevant departments support first-time home buyers and other rigid housing needs,Bank of first set of preferential mortgage interest rates must also be reasonable. 85 percent close to bank deposit interest rates in the industry that, compared to current deposit and lending interest rates can be found 5 year CD interest rates at 5.5%
tera power leveling, five-year benchmark lending rate at 7.05%. If you perform 80 percent on first-time home buyers credit, loan interest rate of 5.64%, If 85 percent, the loan interest rate is 5.99% and visible implementation of 80 percent or 85 percent lending rates, deposit interest rates close to the Bank. Beijing Zhongyuan real estate market research director Zhang Dawei, said first mortgage rates return to 90 percent or 85 percent, have been able to give consumers greater concessions. Commercial loans of $ 1 million and 20 pay periodCases, compared to interest rates, 90 percent of the monthly payments for $ 7,365, amounts less than the benchmark interest rate corresponding to $ 418, reduced $ 100,000 total interest; the corresponding monthly payments of $ 7,160 85 percent interest rate, the total interest rate reduction of about $ 150,000. Need more stringent monitoring financial flows to finance Professor at Wuhan University of science and technology Dong Dengxin thought, in January this year the deposit reserve ratioAfter the cut, bank lines of credit easing, bank regulation direction under the premise of not violating real estate, due to just people you want interest rates concessions. Inner Mongolia Academy of social sciences, Director of the Economic Institute of Yu Guangjun said, appeared as the regulating effect of, next to the property market will gradually return to rational, market demand will be gradually dominated by home needs, policies should also optimizeIn order to adapt to changes in the market. However, market analysts, this tune to very clearly, is on demand by the "liberal" policies.����After all, controlling the tone has not changed, but is the increased emphasis on differentiating credit policy. Guangzhou research Deputy Manager of centaline property Qu Zhongqi believes that in addition to meeting the needs, to financeGold is going to strengthen the supervision to avoid funding into the area of speculation, real estate development, causing the market to return to rebound. According to Xinhua News Agency, Beijing, April 12
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